Sales Aids

New job? No worries

Help your clients look ahead and protect their income

Your client might feel fearless and optimistic if they’ve just started a new job. But ill health can happen to anyone, so use this sales aid to help start the conversation about protection.

Just moved in? Job done

Help your clients keep the roof over their heads

They’ve found the perfect flatshare: a room in the centre of town, overlooking a square full of pigeons and without rats in the attic. Life seems complete. Remind your clients there’s one more thing to keep their dreams on track and keep them out of the gutter. Income protection could make the difference between paying the rent and being forced to move out.

Cutting your cloth?

Help clients with debts understand the value of protection

If your clients have debts, they might be delaying taking out protection, or thinking about cancelling policies they already have. It’s an obvious place to cut back, right? Wrong. Make sure your clients know how income protection could help them if they have credit card bills.

Planning for the big day?

Open up the planning to include the other days in life

Chances are, if they’re getting married, your clients don’t want to talk about or think about much else. A wedding day’s a big deal, sure, but so is running out of money. This sales aid helps put good days and bad days into perspective for some more careful planning ahead of the wedding.

Got three months’ pay stashed away?

Help your clients set themselves up for success

The old advice to have three months’ pay in the bank seems more unrealistic than ever now. So how can you help your clients with their financial resilience? How about starting with income protection?

Just married for better or worse

Made a financial commitment too?

Balance the romance of the wedding with the practical need to protect their new husband or wife. Life or Critical Illness Cover might not be the most romantic wedding gift but when your clients get married, they're making the biggest commitment of their lives. And you can help them put the plan in place to make sure that both they and their spouse are financially protected if the worst happens.

Could you survive without your monthly income?

Sick pay alone might not cover your client’s outgoings

Does your client know how long their employer will continue to pay them if they were off sick for a long time? Do they realise how little benefits amount to if they had to claim from the state? This sales aid helps start the conversation about income protection.

Cutting your cloth?

Help clients with debts understand the value of protection

If your clients have debts, they might be delaying taking out protection, or thinking about cancelling policies they already have. It’s an obvious place to cut back, right? Wrong. Make sure your clients know how income protection could help them if they have credit card bills.

Tough break-up?

Make sure your divorced/separated clients keep their protection up to date

Your client’s going through a difficult time, perhaps moving house, selling up, arguing over custody and other big issues in life. Help your clients think about their protection needs in their new situation.

Cutting your cloth?

Help clients with debts understand the value of protection

If your clients have debts, they might be delaying taking out protection, or thinking about cancelling policies they already have. It’s an obvious place to cut back, right? Wrong. Make sure your clients know how income protection could help them if they have credit card bills.

I work part-time. You can’t insure that, can you?

Mythbuster: many part-time workers can get income protection

If you have clients who work part-time, encourage them to think about protecting their income, regardless of the hours they work. If they’re too ill to work, their income could be at risk, so it’s worth considering income protection.

Are you sure you’re in charge?

Being self-employed means taking full control of the cashflow

Your client’s loving being self-employed. But have they got income protection in place? Their business relies on cash coming in, and so they’ll need to be realistic about what’s in and out of their own control.

Don’t leave things up in the air

Make sure the right people inherit

This sales aid explains how putting a protection plan in trust can make sure your clients' money goes to the people they want it to and not the taxman

Hats off to the taxman

For small businesses, there’s a smarter way to buy life cover

Saving money is important to any business. So show your clients how the taxman can help - recommend a relevant life plan. This sales aid shows the savings that your business owner clients can make on their own life cover if they use relevant life policies.

Who’s keeping your business on track?

Open the key person protection conversation

All businesses need insurance. For most, this might mean taking out liability insurance, or insuring the building and contents such as machinery. But what about insuring their most important assets, their key people? How would they cope if a key person falls critically ill, or dies?

Just moved in? Job done

Help your clients keep the roof over their heads

They’ve found the perfect flatshare: a room in the centre of town, overlooking a square full of pigeons and without rats in the attic. Life seems complete. Remind your clients there’s one more thing to keep their dreams on track and keep them out of the gutter. Income protection could make the difference between paying the rent and being forced to move out.

I work part-time. You can’t insure that, can you?

Mythbuster: many part-time workers can get income protection

If you have clients who work part-time, encourage them to think about protecting their income, regardless of the hours they work. If they’re too ill to work, their income could be at risk, so it’s worth considering income protection.

Are you sure you’re in charge?

Being self-employed means taking full control of the cashflow

Your client’s loving being self-employed. But have they got income protection in place? Their business relies on cash coming in, and so they’ll need to be realistic about what’s in and out of their own control.

What’s your plan?

Help your clients protect their dreams and plans

Whatever your clients want to do in life, they’ll need to be able to afford it. And it’s probably not the first thing they’ll think of, but insuring their income is one of the key steps to making their dreams happen. You can help by having the protection conversation.

Could you survive without your monthly income?

Sick pay alone might not cover your client’s outgoings

Does your client know how long their employer will continue to pay them if they were off sick for a long time? Do they realise how little benefits amount to if they had to claim from the state? This sales aid helps start the conversation about income protection.

Got three months’ pay stashed away?

Help your clients set themselves up for success

The old advice to have three months’ pay in the bank seems more unrealistic than ever now. So how can you help your clients with their financial resilience? How about starting with income protection?

Cover the good days

Protecting loved ones left behind

The loss of a loved one is enough for anyone to cope with without the added burden of financial difficulties too. Life cover can help make sure those left behind don’t lose the stability and familiarity of daily life. All the things that could make loss easier to bear.

Doesn’t everyone want to know that if anything happens to them, their loved ones will be cared for?